Quick Start (Users)

Create your account

Sign up for a Credo account:

• Testing: app.credodemo.com - simulated transactions, no real money
• Production: app.credocentral.com - live transactions

Complete the registration form and verify your email address.

Complete onboarding

After signing in, you'll be guided through six setup steps:

1. Personal profile — your name, email, and phone number
2. Business profile — business name, type, industry, and address
3. Registration documents — government ID, proof of address, CAC certificate
4. Business representatives — directors, signatories, or beneficial owners
5. Account information — the bank account where you'll receive payouts
6. Charges information — review your transaction fee structure

Create a payment link

The fastest way to start collecting payments:

1. Go to Payment Links in your dashboard
2. Click Create Payment Link
3. Enter the payment details - amount, description, and currency
4. Share the generated link with your customers

Customers click the link, choose a payment method, and pay. You'll see the transaction in your dashboard immediately.

Send an invoice

For formal billing:

1. Go to Invoicing in your dashboard
2. Click Create Invoice
3. Add your customer's details and line items
4. Send the invoice via email

Customers receive a professional invoice with a built-in payment button.

Track your transactions

Monitor all activity from the dashboard:

• Transactions - view payment status, amounts, and customer details
• Settlements - track when funds are paid out to your bank account
• Reports - export transaction data for reconciliation