Payment Links

Payment links let you collect payments by sharing a URL. No website, no code, no integration required. Create a link in your dashboard, share it with your customer, and get paid.

Creating a payment link

Open Payment Links

Go to Payment Links in your Credo dashboard and click Create Payment Link.

Configure the link

Fill in the payment details:

Field	Required	Description
Name	Yes	A name for this link (for your own reference)
Amount	Yes	The amount to charge. Leave blank for customer to enter.
Description	Yes	What this payment is for. Shown to the customer.
Currency	Yes	Available currencies based on your business configuration
Redirect URL	No	Where to send the customer after payment

The currencies available for your payment links depend on what's configured for your business. Contact support if you need to add or change supported currencies.

After creating, copy the link URL and share it:

Email - paste into any email
SMS - send as a text message
Social media - share on WhatsApp, Twitter, Instagram, etc.
Website - embed as a button or hyperlink
QR code - generate a QR code from the URL for print materials

Fixed vs open amount

Set a specific amount when creating the link. The customer pays exactly that amount. Use for:

One-time product purchases
Fixed-price services
Event tickets

The customer sees the amount on the checkout page and cannot change it.

Leave the amount blank. The customer enters how much they want to pay. Use for:

Donations
Tips
Variable-price services
Deposit payments

You can optionally set a minimum amount.

Managing payment links

Viewing links

Go to Payment Links to see all your links with:

Link name and URL
Amount (or "Open" for variable)
Number of successful payments
Total amount collected
Status (active or disabled)

Disabling a link

To stop accepting payments on a link:

Find the link in Payment Links
Toggle it to Disabled

Disabled links show a "This payment link is no longer active" message to customers. You can re-enable them at any time.

Tracking payments

Every payment made through a link appears in your Transactions section with the payment link name attached. Filter by payment link to see all transactions for a specific link.

Use cases

Freelancers

Send a payment link in your invoice email. Clients click and pay instantly.

Social commerce

Share a product link on Instagram or WhatsApp. Customers pay without visiting a website.

Events

Create a link for event registration with a fixed ticket price.

Donations

Set up an open-amount link for donation campaigns.

Embedding on a website

You can embed a payment link as a button on any website:

<a href="https://pay.credocentral.com/pay/your-link-id"
   style="display: inline-block; padding: 12px 24px;
          background: #0066ff; color: white;
          border-radius: 6px; text-decoration: none;">
  Pay Now
</a>

Or as a redirect from your own checkout page:

window.location.href = "https://pay.credocentral.com/pay/your-link-id";

Payment link vs API integration

Feature	Payment Link	API Integration
Setup time	Minutes	Hours to days
Code required	None	Yes
Customizable checkout	Limited	Full control
Automatic verification	Dashboard only	Programmatic
Webhooks	Yes	Yes
Best for	Quick, one-off payments	Custom e-commerce, apps

Start with payment links to validate your business model. When you need more control - custom fields, programmatic verification, automated fulfillment - switch to the API.